Effective December 16, 2024
Registered & Nonregistered – Nonredeemable Term Deposits
| TERM DEPOSITS – including RRSP & RRIF & TFSA & FHSA | |
|---|---|
| 12 Months | 3.200% |
| 24 Months | 3.100% |
| 36 Month | 3.000% |
| 48 Months | 2.850% |
| 60 Months | 2.880% |
| Minimum balance $1,000.00 |
Access Cash
12 Month 2.500%
Redeemable after 30 days, with no penalty. Minimum balance $1,000.00
RRSP/TFSA/RRIF/FHSA Savings Accounts
$0 – $4,999.99 0.500%
$5,000 and Up 1.000%
Interest is calculated on an annual basis as a percentage of the daily closing balance. Interest is paid semiannually on June 30 and December 31.
TFSA Investment Account
$0 – $4,999 0.500%
$5,000 – $19,999 1.000%
$20,000 and Up 1.000%
Interest is calculated on an annual basis as a percentage of the daily closing balance. Interest is paid the last day of the month.
Investment Account (Non Registered)
$0 – $4,999 0.500%
$5,000 – $19,999 1.000%
$20,000 and Up 1.000%
TFSA /FHSA Redeemable Term Deposit
12-Month Investment Rate 2.500%
12 Month Redeemable after 90 days with no penalty. No partial withdrawals. Minimum Deposit is $1000.
AgriInvest
$0 – $19,999 0.400%
$20,000 – $99,999 1.250%
$100,000 and Up 1.800%
Savings Accounts
Original & eSavings 0.250%
Youth/FatCat 0.250%
Loan Interest Rates
Effective December 12, 2024
| Prime Rate | 5.45% |
| Overdraft Rate | 24.000% |
Rates are subject to change without notice.
Note: Interest rates change daily. We ensure efforts are made to update rates regularly. To confirm the rates please contact your local branch.