Transaction accounts are non-interest-bearing accounts that provide an effective means of maintaining a record of spending. Statements are produced as of the 26th day of each month.
| Transaction Account | Monthly Fee | Number of Transactions Included | Interac Etransfers | Electronic Statement | Printed Statement | Electronic Transaction Fee | Cheque/In Branch Transaction Fee | Deposits | Incoming Interac Etransfers | |
| Basic | $4.00 | 8 | $1.50 | Yes | $3.00 | $0.75 | $1.00 | Free | Free | |
| Premium | $12.00 | Unlimited | $1.50 | Yes | $3.00 | Free | Free | Free | Free | |
| Premium PLUS | $20.00 | Unlimited | Free | Yes | $3.00 | Free | Free | Free | Free | |
| E-Plan1 | $8.00 | Unlimited Electronic | 5 Free | Yes | No | Free | $1.00 | Free | Free | |
| Heritage | $3.00 | Unlimited | $1.50 | Yes | Free | Free | Free | Free | Free | |
| US Dollar2 | $1.50 USD | N/A | N/A | Yes | N/A | $1.00 USD | $1.00 USD | Free | Free | |
The Savings Accounts interest is calculated daily and paid monthly. Statements are produced semi-annually at the end of June & December.
| Savings Accounts | Monthly Fee | Number of Transactions Included | Interac Etransfers | Electronic Statement | Printed Statement | Electronic Transaction Fee | In Branch Transaction Fee | Deposits | Incoming Interac Etransfers |
| eSavings Plan 243 | Free | 2 | $1.50 | Yes | $3.00 | $0.75 | $1.00 | Free | Free |
| Original Plan 24 | Free | 2 | N/A | No | $3.00 | $0.75 | $1.00 | Free | Free |
| Investment Savings | Free | 1 | $1.50 | No | $3.00 | $5.00 | $5.00 | Free | Free |
The Youth Account is a Transaction Account that also earns interest calculated daily and are paid on the last day of the month. Statements are produced either semi-annually at the end of June & December or monthly when a MemberCard and Online Banking are opened.
| Youth Account (Members Under 18) | Monthly Fee | Number of Transactions Included | Interac Etransfers | Electronic Statement | Printed Statement | Electronic Transaction Fee | In Branch Transaction Fee | Deposits | Incoming Interac Etransfers |
| Youth & FatCat | Free | Unlimited | 5 Free | Yes | Free | Free | Free | Free | Free |